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Wednesday, February 2, 2011

Insufficient income is the most common reason for refusing student residence permit applications

From January to October 2010, a total of 4,185 persons applied for a student residence permit, an increase of 7 per cent over the same time period last year (3,898 by October 2009). Of the applicants, 89 per cent were approved (92 per cent in 2009). A total of 3,864 non-EU students were granted residence permits.

As in previous years, the greatest number of residence permit applications were from Russian (816) and Chinese (601) students. Almost all of them were granted a residence permit. Besides the above-mentioned, the largest applicant groups were those from Nigeria (256), Nepal (232), Vietnam (214), the United States (173), India (165), and Bangladesh (157).

Watching for forged bank statements

A total of 11 per cent of the applicants were rejected. However, the rejection rates varied considerably by country. For example, approximately one half of the Nigerian applicants and one fourth of the Bangladeshi applicants were rejected.

The most common reason for rejection was insufficient income. A condition for a student residence permit is that the applicant should have a minimum of 500 euros a month or 6,000 euros a year at his/her disposal during his/her stay in Finland.

Last year, the Finnish Immigration Service (Migri) considerably intensified the investigation of residence permit applications from African students because of forged documents. It is now forged proofs of income that have gained prominence. A student residence permit is granted for one year at a time, and the applicant must produce a bank statement to show his/her income.

Most residence permit applicants come from developing countries such as Nigeria, Nepal and Bangladesh. Migri has reason to suspect that forged bank statements are used to prove sufficient income and that money is being circulated from one bank account to another. Migri is planning to intervene by further intensifying their examination of documents. The examination of bank statements is difficult, but it has already become possible; for example, the Nigerian embassy in Finland is assisting in local bank investigations, which is clearly reflecting on the refusal rate for Nigerian students.,2474


  1. Hello, I got admission in Central Ostrobothnia university of applied sciences at Degree programme in International Business (MBA).
    I am not clear about Health insurance. College send me a paper where indicate insurance must cover 100,000 euro but I talked with insurance company in Dhaka where they only offer 30,000 euro insurance. Please advise me what should I do?

    "• For studies of less than two years in duration, a student must have private insurance which primarily covers the costs of medical treatment up to 100,000 euros (cost level in 2007).
    • When the duration of the studies is two years or more, a student will usually have a home municipality in Finland and is therefore entitled to municipal health care services. In such cases, it is sufficient for the insurance to primarily cover the cost of medicines (in practice the cover extends to doctor’s fees and costs of treatment and examination); up to 30,000 euros (cost level in 2007). "

  2. See the sample of insurance from download section. Go to pioneer insurance as I did when I came.

    Or check number 8 question from this link,

    Or expert guy in Dhaka +8801711512535